Rob LaBrecque's Blog Posts

Now Is The Best Time To Buy??

Say What?Barbara Corcoran, "Shark Tank's" "Queen of New York's real estate scene", recently caused a buzz on Instagram. She boldly claimed that, despite interest rates hitting a 23-year high and

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Should You Use Extra Money to Pay off Debt or Make a Down Payment on a House?

Should You Use Extra Money to Pay off Debt or Make a Down Payment on a House?Paying off debt and saving enough money for a down payment on a home are long-term goals that typically require large

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6 Small and Easy Steps to Improve Your Credit Score

6 Small and Easy Steps to Improve Your Credit ScoreThe best way to improve your credit score is simple, but not always that easy: Reduce your debt.Paying off your credit cards, or at least paying

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How to Stop Living Paycheck to Paycheck

How to Stop Living Paycheck to PaycheckMany Americans are caught in a cycle of living paycheck to paycheck. If you struggle to make ends meet from one payday to the next, you understand the stress

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Are You Up to the 52-Week Savings Challenge?

Are You Up to the 52-Week Savings Challenge?If you’re like many Americans, you wish you were saving more money than you are. Maybe you toss your change into a piggy bank now and then, or swap

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Mortgage Options for Borrowers With Shaky Credit

Mortgage Options for Borrowers With Shaky CreditMost people who want to take out a mortgage don’t have pristine credit histories and high credit scores. If you have missed some payments or had

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How Your Credit Score Can Impact Your Homeowners Insurance Rates

How Your Credit Score Can Impact Your Homeowners Insurance RatesHomeowners insurance companies take several factors into consideration when setting rates for individual customers. In most states, an

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Where to Stash Funds for Short-Term Gains

Where to Stash Funds for Short-Term GainsInvesting with long-term goals in mind, such as retirement, is always a good idea. But prudent short-term investments—places to stash funds you think

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Painless Ways to Pad Income Without Working (Too) Hard

Painless Ways to Pad Income Without Working (Too) HardWith consumer prices soaring, too many Americans are living from paycheck to paycheck—or running out of cash before month’s end. But

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Money-Saving Tips From the Frugal Wealthy

Money-Saving Tips From the Frugal WealthyIn a recent survey of young professionals who want to be financially independent and retire early, people with average incomes of over $225,000 shared some

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How to Save Money at the Pump

How to Save Money at the PumpWhether gas prices are climbing high or relatively stable, getting the most bang for your buck when fueling up should always be standard operating procedure. Not only

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What Will Happen If Your Mortgage Is Sold to an Investor?

What Will Happen If Your Mortgage Is Sold to an Investor?You might feel confused or alarmed if you receive a letter telling you that your mortgage has been sold. This is actually a very common

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4 Ways to Curb Your Consumption

4 Ways to Curb Your ConsumptionWhether you’re looking to simplify your daily life or remove unnecessary clutter from your home, learning to consume less is a positive all-around goal. What

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Misconceptions about Private Mortgage Insurance

Common Misconceptions about Private Mortgage InsuranceBorrowers who take out a conventional mortgage and put down less than 20% of the purchase price have to buy private mortgage insurance. Many

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Making Homeownership a Reality: How New Hampshire Housing's Mortgage Programs Can Help You.

Making Homeownership a Reality: How New Hampshire Housing's Mortgage Programs Can Help You.For many, homeownership is a long-term goal that requires diligent planning and saving. However, for some,

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Top Retirement Destinations for New Englader's

As the baby boomer generation ages, many are choosing to retire and move to new cities to enjoy their golden years. For those living in New England, there are several cities that have become popular

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Things to Consider When Shopping for Your Dream Home

Things to Consider When Shopping for Your Dream HomeIt is easy to become overwhelmed when you enter the home buying market. Friends, family, colleagues, and even acquaintances will give you their

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Home Inspection Red Flags

Home Inspection Red FlagsYou just received the inspection report for your new home and it lists everything from the leaky faucet to leaves in the gutters. You know the Seller is unlikely to address

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Mortgage Rates Drop to Lowest Point Since September

Mortgage Rates Drop to Lowest Point Since SeptemberSOURCE: U.S. NEWS — The average 30-year fixed mortgage rate fell to 6.46% this week, the lowest it’s been since September.

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Inflation-Savvy Moves to Make Now

Inflation-Savvy Moves to Make NowThe cost of living just keeps rising, as most Americans are well aware. In this inflationary time, financial advisors say, there are at least three financial moves

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The Silver Lining for 2023 Homebuyers (and Sellers)

The Silver Lining for 2023 Homebuyers (and Sellers)While the current inflationary state of the economy is posing new challenges for homebuyers, there are several important, positive side effects to

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Mind Games Are Preventing You from Saving Money

Mind Games Are Preventing You from Saving MoneySaving money can be difficult, and sometimes your frame of mind can hold you back. Here are some negative thoughts to overcome:I Don’t Make

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